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Retirement Safe Withdrawal Rates

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Benefits of Diversification within Real Assets

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S&P 500 is Up 200+% Since March 2009

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Commodity Prices Since 1800

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According to Dalbar, over 20 years the "average" investor underperforms comparable investment indexes

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Median Price/Book for U.S. Stocks

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Difference in Real Yield expectations between stocks and bonds is near historical average

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U.S. Equity and Bond Real Yields

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Average Returns v.s. Volatility for Stocks and Bonds

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Unemployment rate and wage growth since 1960

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